Why Most Young Nigerians Struggle to Save—and What Fintechs Must Fix

Why Most Young Nigerians Struggle to Save—and What Fintechs Must Fix

Young Nigerians are driven and ambitious, but when it comes to saving, energy alone isn’t enough. In today’s volatile Nigerian economy, many young adults aren’t focused on building retirement portfolios or long-term investments. They’re in survival mode, navigating unstable incomes, rising costs, and daily demands. For many, the next transfer alert feels more important than a savings plan.

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