Flutterwave, Africa’s largest payments technology company, has announced a major milestone in its global expansion: the acquisition of 20 additional U.S. Money Transmitter Licenses (MTLs). This achievement brings the company’s total to 34 direct MTLs, enabling Flutterwave to relaunch its Send App across key U.S. states without relying on intermediaries or third-party partners.
With these licenses, Flutterwave is now authorized to operate in 34 U.S. states and territories, offering users in the U.S. a faster, safer, and more accessible way to send money to Nigeria, Ghana, and Egypt.
Flutterwave Send App: Now Available in 34 U.S. States
The Send App by Flutterwave is a flagship remittance solution designed to make cross-border transfers simple, fast, and secure. The new MTLs now allow users in the following states and territories to send money directly from the U.S.:
Newly supported states include:
- DC, Georgia, Maryland, North Carolina, Michigan, South Carolina, Tennessee, Alaska, Arizona, Arkansas, Delaware, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Puerto Rico, Rhode Island, South Dakota, Utah, Washington, West Virginia, Wisconsin, and Wyoming.
Key Features of the Relaunched Send App
Flutterwave’s upgraded Send App comes with a range of user-centric features aimed at improving the remittance experience:
- Faster Onboarding: A streamlined ID verification process makes it easier and quicker for users to start sending money.
- Expanded Payment Support: Optimized for U.S.-issued Visa and Discover cards, ensuring more seamless transactions.
- Enhanced Security: Advanced compliance and anti-fraud measures protect user data and ensure regulatory integrity.
- Improved User Experience: Redesigned app flows to deliver a more intuitive and efficient remittance process.
CEO Statement: Empowering Africans Abroad
Olugbenga “GB” Agboola, Flutterwave Founder and CEO, emphasized the company’s mission:
“By expanding our reach and enhancing our services, we are empowering millions of Africans in the U.S. to maintain strong financial ties with their home countries, support their families, and contribute to economic development across the continent. We remain committed to bridging Africa with the global economy—and vice versa.”
More Than Just Licenses: Flutterwave’s Broader Expansion Strategy
Earlier in 2025, Flutterwave integrated Swap into Send App to streamline foreign exchange (FX) transactions and secured inward remittance approval in Ghana from the Bank of Ghana, strengthening its regional presence in West Africa.
These moves form part of Flutterwave’s larger goal to become a global payment and remittance powerhouse, offering Africans at home and abroad robust, compliant, and innovative financial tools.
What This Means for the African Diaspora
The expanded availability of Flutterwave’s Send App makes it significantly easier for Africans living in the U.S. to:
- Send money home faster and more reliably
- Support family and business needs in Nigeria, Ghana, and Egypt
- Avoid high fees and delays associated with traditional remittance channels
- Leverage secure, regulated financial infrastructure
